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Investing

Personal Experience: Investing in Gold and Silver 

Investing in precious metals is ambiguous for many. A lot of investors and money gurus are preaching to stay away from investing in gold and silver while others are advising for it. So, where is the truth? I have my own experience with investing, mostly…

Home Buying

What is a Conventional Loan? 

Homebuyers are faced with many tough decisions when purchasing a home. One of the most important decisions is whether or not you should pull out a conventional loan, and if so, what are the options, limitations, and qualifications? A conventional loan is currently the most…

Manage

How to Budget & Best Budgeting Apps 

Creating a budget can seem like a daunting, boring, or even downright pointless task. Many people relate budgeting to accountants holed up in stuffy rooms pouring over spreadsheets. Others are just overwhelmed with all of the numbers and factors involved. Before the internet was the…

Manage

How To Save Money? Attention Students! 

As a student, the cost of living can increase substantially because you are generally not earning much of an income while attending classes. On top of that, the rising cost of tuition is requiring that students earn a part-time wage, or at best, make solid…

Credit Cards

How to Use a Credit Card 

It’s not uncommon for people to try and sway others away from opening credit cards. Stories are told all the time about runaway credit card debt and parasitic banking practices. While many of these stories are valid cautionary tales, a lot of people are using…

Home Buying

FHA Loan Requirements 2020. 

Buying a home for the first time is one of the most important — and most significant — purchases you will make in your life. The first step to buying a home involves budgeting and saving up for the down payment that you will initially…

Cryptocurrency, Investing

Beginner Crypto Portfolio 

Cryptocurrencies have become a topic of intense discussion, especially over the past few years. If you are looking to invest in crypto safely, and start only with around $1k, this should be helpful. We all heard stories of people becoming overnight millionaires, and stories of…